Student Housing Financing
Purpose-built student housing financing near major universities
Financing Campus-Adjacent Housing
Student housing is a specialized asset class with unique operating characteristics. George Smith Partners understands the by-the-bed leasing structures, academic calendar-driven operations, and university enrollment trends that drive underwriting.
We have relationships with lenders who specialize in student housing, from agency lenders providing competitive permanent financing to debt funds supporting development and value-add acquisitions near growing universities.
Key Underwriting Factors
University Strength
Enrollment trends, academic rankings, and institutional stability of the affiliated university.
Proximity to Campus
Walking distance or direct transit access to main campus facilities.
Pre-Leasing Velocity
Track record of achieving high pre-lease percentages before fall semester.
Competitive Supply
Analysis of existing and pipeline student housing supply in the market.
Amenity Package
Modern amenities including study spaces, fitness centers, and social areas.
Operator Experience
Sponsor track record in student housing operations and lease-up.